Cookie Settings

Making the complex simple

Providing professional and specialist actuarial solutions to trustees and directors of SME firms.

Contact us

We are fully independent, and we work with a range of professionals including Independent Trustees, Lawyers and Financial Advisers.

Our in-house team of actuaries have over 90 years combined experience and are available to support the needs of those responsible for group schemes or who require actuarial assistance for a specific project.

This means providing first-rate, personal service to trustees and sponsoring employers of occupational pension schemes and prepaid funeral trusts.

Embark Actuarial is part of the Embark Group.

What sets us apart?

Embark Actuarial can offer a range of benefits over larger more expensive competitors which are underpinned by the following core strengths.

  1. Drawing on over 90 years combined team experience means we have the expertise to make the complex simple.
  2. Dedicated team of experts in SME pension design and engineering.
  3. Located outside London means we can pass cost efficiencies on to our clients.



Embark Actuarial provides full actuarial consultancy services for all occupational pension schemes. We establish close relationships with clients in order to understand and analyse their needs and provide a seamless high-quality service. This is done with complete pricing transparency via the 5 main routes:

We seek to understand the goals, build long-term relationships and create lasting solutions for our clients using our specialist and in-depth actuarial experience.

David Downie, Embark Group Chief Actuary

Our in-house team of actuaries are available to support the needs of those responsible for group schemes or who require actuarial assistance for a specific project.

The Embark Actuarial team can:

  • be appointed scheme actuary for final salary schemes
  • produce pension scheme accounting disclosures
  • provide corporate financing planning
  • calculate valuations of life interest in a will trust
  • be appointed actuary to pre-paid funeral plan trusts
Meet the team
  • advise on pension scheme mergers, reconstructions and wind-ups
  • assist with pension sharing on divorce cases
  • support major alterations to scheme benefit structures
  • offer ad-hoc consultancy

About Embark Group

Embark Group is a fast growing, diversified, financial services business. You can find out more information at the Embark Group website or download our Group Due Diligence guide.


Assets under admin




Individual clients


Locations nationwide

* Figures are pro-forma and include the recent Alliance Trust Savings acquisition. All figures as at 1 July 2020.